Personal Pension Planning

Putting aside a regular amount of money during your working life is probably the best method to ensure that you will have sufficient income during your retirement. Investing into a personal pension plan has historically been the most popular method of making these regular commitments. The tax advantages offered by the UK Government provide the opportunity for your pension fund to grow tax efficiently. You are also currently allowed to draw a proportion (typically 25%) of your pension fund as a lump sum with no tax payable.

At Next Chapter Financial Planning we provide advice to individuals or businesses on a whole range of retirement planning aspects including, but not limited to:

  • Personal Pensions
  • Group Personal Pensions
  • Stakeholder Pensions
  • Income Drawdown
  • Flexi-Access Drawdown
  • Unsecured Pensions
  • Platforms, Annuities
  • Impaired or Enhanced Annuities
  • Self-Invested Personal Pensions
  • Occupational Pensions*
  • NEST*

Whether you are employed, self-employed or taking a career break, it is becoming increasingly popular for people to use other, or additional methods of saving money for their retirement, such as an ISA. When developing your individual financial plan, we will look at all these areas to support your retirement.

*Certain elements may not be regulated by the FCA

Personal Pension Plan